Free Admission to SF Zoo

If you didn’t know, the city of San Francisco has free passes for residents and visitors to the city at their public destinations like the San Francisco Zoo.

In a time with both head of households working to pay the bills and the children keeping their heads in front of the tube, how often can you say the family spends time together?

If it’s not as much as you would like, here’s your answer.

On the first Wednesday of each month, you, your friends, and your family can visit the zoo with no admission fee!!! How great is that.

So why don’t you take the next first Wednesday of April go visit the zoo with friends or family courtesy from the city of San Francisco!

Delinquent Mortgage

This is when the homeowner (borrower) has failed to make their monthly mortgage payments to the loan holder/lender (borrowee) that has been written in the loan document. If the homeowner can’t make its payments within the time limits that have been stated, the lender, they will start the foreclosure process.

This is something that has been happening rapidly throughout the nation as you have read on the internet, newspaper, and heard on the television that many homeowners cannot make their payments and the lender have started to foreclose their homes.

It’s a scary time for most homeowners as they overpaid for homes that they shouldn’t have bought in the first place and were caught up in the market a few years ago.

Closing Statement

The financial disclosure statement that accounts for all of the funds received and expected at the closing, including deposits for taxes, hazards insurance, and mortgage insurance.

Sunset Idea House

For anyone interested in converting their home into a more eco-friendly environment, Sunset Magazine’s current Idea House in San Francisco’s Mission District is one that you MUST check out! It’s been open for the public to view since November and it’s still open until the end of January.

The Idea Home, located at 2500 274th Street (cross street, Utah Street) is among the first officially certified LEED (Leadership in Energy and Environmental Design) homes to be built. Sunset’s tour does come with an admission fee of $20 per person, but they allow you to bring your cameras and camcorders to take away ideas unlike museums.

Some highlighted features that I noticed that made the place shine were a spa, dramatic glass windows, a sleek steel staircase and even a rooftop garage. To read up on the full list of what was use to build and is furnished in the home, you can click on the link below.

The Idea House is open until January 27 2008, so if you’re looking for ways to make your home environmentally-friendly or is curious as to where the future of home development will lead to, I’d suggest you set some time to visit the home before it closes its door to the public.

Source: Sunset Magazine

Due-On-Sale Clause

An acceleration clause that requires full payment of a mortgage or deed of trust when the secured property changes ownership.